Welcome to 554 W Cottle Lane-one of the final two homes available on this private custom lane in Farmington, offering a rare blend of space, design, and livability. Set on a generous 0.40-acre lot with fully usable flat yard space and no HOA, this property offers flexibility for outdoor living, future customization, or additional storage-all framed by beautiful mountain views. Inside, the home opens to a bright, airy layout with expansive windows and an effortless flow between living, dining, and kitchen spaces. The great room is both inviting and functional, centered around a fireplace and surrounded by natural light, with direct access to the backyard-creating a seamless indoor-outdoor connection. The kitchen is a true standout, designed with both style and function in mind. It features full-height custom cabinetry, quartz countertops, a large two-tone island with additional storage, and an ideal layout for entertaining or everyday living. A walk-in pantry and dedicated prep areas enhance usability while maintaining a clean, modern aesthetic. The primary suite offers a private, spa-like retreat, complete with vaulted ceilings, a soaking tub positioned beneath natural light, a fully tiled glass-enclosed shower with bench and niche, dual vanities, and a spacious walk-in closet. Thoughtful design continues throughout the home with a dedicated mudroom/drop zone and an oversized laundry room featuring cabinetry, sink, and folding space, adding convenience and organization to daily routines. Upstairs, generously sized secondary bedrooms and a versatile loft provide flexible living space for work, play, or relaxation. In addition to the attached 2-car garage, the property includes a detached 2-car shop/garage, offering rare versatility for hobbies, storage, or workspace. The unfinished basement presents an opportunity to expand and build additional value over time. To make this opportunity even more compelling, the seller is offering $33,629.60 toward an interest rate buy-down when using the preferred lender-helping significantly reduce your monthly payment. With limited availability, a premium lot, no HOA, and thoughtfully curated finishes throughout, this home stands out as a truly unique opportunity in one of Farmington’s most desirable areas.